The Winity Life Experience
Freedom in motion.
Member Benefits
Member Benefits
Earn on every spend. Redeem where it counts.
Earn rewards on every spend and unlock premier access: 24/7 dedicated member services, the Winity Loop referral program, and exclusive discounts with curated lifestyle partners worldwide.
Explore rewards
Winity Cards
Winity Cards
Start free. Upgrade when you're ready.
The Exclusive virtual card is issued upon KYC approval, Google Pay ready, and accepted at 150M+ Visa merchant locations worldwide. The Executive metal card unlocks a faster earn rate and premium perks for high-volume travellers.
Compare cards
Winity Life
Winity Life
Built for people who live without borders.
Dinner in Tokyo, art fairs in Basel, sunsets in Dubai. Your Winity card earns on every purchase and travels with you through 180+ countries, all managed from one app, 24/7.
Download the appUp and running. In minutes.
From download to your first global spend: setup takes minutes, not days.
Download & Verify
iOS & AndroidGet the Winity Life app on iOS or Android. Verify your identity in minutes: no branch visits, no paperwork, no waiting.
Choose Your Card
Free to startPick the card that moves with your life. Start with the Exclusive virtual card, Google Pay ready upon KYC approval. Step up to Executive metal when your lifestyle demands more.
Load Your Wallet
Freedom in flexibilityTransfer USDT or USDC at zero fee, or add ETH, SOL, WCO and more. Your digital assets convert directly to USD inside the platform. Freedom in flexibility, from your first transfer.
Spend & Earn
Earn on every spendSpend anywhere Visa is accepted in 180+ countries with 150M+ merchant locations and zero spend fees. Every eligible purchase earns Winity Points. Redeem for travel, dining and exclusive rewards.
Three tiers.
One Visa network.
Start free. Upgrade as your life grows.
Exclusive Physical
Everything virtual offers, plus a premium physical card in your wallet, ready at the ATM.
Points / month
200pts
Redeem for
Your digital assets.
The whole world, accepted.
Load stablecoins with zero fees, or convert non-stable digital assets instantly. One card. 180+ countries. Every Visa terminal on the planet.
Supported Assets
Supported Networks
Zero stablecoin transfer fees
USDT & USDC loaded with no margin. Non-stable assets converted at 5%.
Live Market Rates
Coffee purchased in London
150M+
Visa Merchants
Worldwide acceptance terminals
180+
Countries & Regions
Active global membership utility
USD
Base Denomination
Transactions denominated in USD for global spend
0%
Stablecoin transfer fees
Zero hidden margin on loads
Disclaimer: Winity Life is not a bank. Digital asset-linked card services involve risks. See winity.life/terms.
Card services are issued in Hong Kong and available globally wherever Visa® is accepted. Availability may vary by jurisdiction.
Points that open the world.
Every eligible purchase earns Winity Points. See exactly what you could unlock — then redeem for travel, dining, and curated lifestyle experiences.
Card Type
You earn each month
100
Winity Points · 1pt per $10 spent
Exclusive: 1 point per $10 spent. Earn on all eligible card purchases.
* Points shown are for illustrative purposes only and represent estimated monthly earnings at the selected spend level. Actual points earned may vary. Reward redemption is subject to availability, partner terms, and Winity Life's full terms & conditions.
Stories worth reading.
The world moves.
Your wallet should too.
Download the Winity Life app, verify in minutes, and spend globally with your digital asset-linked Visa card.