Winity Business

One platform.
Every business
payment.

Winity Business gives your company digital asset payment rails, corporate Visa cards for every team member, and dedicated treasury management, all in one platform built for global operations.

Visa® NetworkKYC Compliant150M+ Merchants180+ CountriesTeam Cards

TEAM CARD #3

Operations Account

•••• •••• •••• 7821

VISA

TEAM CARD #2

Marketing Budget

•••• •••• •••• 4392

VISA

BUSINESS CARD

Winity Business

•••• •••• •••• 0001

CARDHOLDER

WINITY CORP

NETWORK

VISA

Unlimited

Team Cards

$0

Monthly Fee

180+

Countries

150M+

Visa® merchant locations worldwide

180+

Countries supported

Unlimited

Team cards per account

24/7

Business support

USD 0

Platform setup fee

PAYMENT RECEIVED

+$24,800.00

ACCEPTED DIGITAL ASSETS

BTCETHUSDTUSDCSOLXRP

Enterprise Client A

2m ago · via USDC

+$12,400

settled

Global Supplier Co.

18m ago · via ETH

+$8,250

settled

Regional Partner Ltd.

1h ago · via USDT

+$4,150

settled

SETTLED TO USD

$24,800.00 → Bank account

Digital Asset Payments

Accept crypto.
Settle in fiat.

Receive digital asset payments from customers anywhere in the world. Winity automatically converts and settles to your preferred currency. Your operations stay clean, your treasury stays stable.

Accept digital asset payments from customers globally

Automatic conversion to your preferred settlement currency

KYC/AML compliant for all transactions

Multi-currency settlement in 40+ fiat currencies

Real-time treasury dashboard with analytics

Start accepting payments
Corporate Cards

One account.
Cards for your whole team.

Issue Visa cards to every team member with custom spend controls. No additional cost, no extra accounts, no delays.

Unlimited Cards

Issue a Visa card to every team member. Set individual spend limits and category controls from one dashboard.

Budget Separation

Ring-fence budgets by department, project, or event. Accounting integration included.

Instant Controls

Freeze, unfreeze, or cancel any card in seconds. Set category locks, geo-restrictions, and daily limits.

Real-Time Spend View

Every transaction visible instantly. Download reports in CSV or connect to your accounting software.

Global Acceptance

150M+ Visa® merchant locations across 180+ countries. ATM withdrawals wherever Visa® is accepted.

Digital-First

Virtual cards issued upon KYC approval. Add to Google Pay and start spending the same day. Apple Pay support coming soon.

Physical cards available

Real cards.
Anywhere Visa® is accepted.

Physical corporate Visa cards available for key team members. Contactless, chip-enabled, ATM-ready. Shipping charges may apply.

Winity business card
Treasury & Deposits

The larger you deposit,
the more you earn.

Winity Business rewards serious capital. Qualifying large deposits unlock bonus rates and exclusive treasury services, including a dedicated concierge for members depositing USD 100,000 or more.

All accounts

Standard Business

USD 0 minimum

Unlimited team Visa cards

Digital asset payment rails

150M+ Visa® merchant locations

Real-time spend dashboard

Dedicated business support line

Get started
Deposit bonus

Growth Deposit Bonus

Qualifying large deposits

Bonus on qualifying deposits

Priority settlement windows

Enhanced conversion rates

Dedicated account manager

Quarterly treasury review

Contact business@winity.life for current bonus rates and deposit qualifying thresholds.

Get started
Premium
Concierge tier

Elite Treasury

USD 100,000+ deposits

Curated 1-on-1 concierge service

Named relationship manager

Maximum deposit bonus rates

Priority OTC desk access

White-glove onboarding

Monthly strategy reviews

24/7 direct line access

Contact concierge
Concierge Programme

Your capital deserves
personal attention.

Members depositing USD 100,000 or more are assigned a dedicated relationship manager. One point of contact. Unlimited access. Your business treated with the gravity it deserves.

Unlocks at USD 100,000+ in deposits

Named Relationship Manager

One person. Direct line. They know your business, your goals, and your timeline.

OTC Desk Priority

Large conversions handled over-the-counter for optimised rates. No market slippage.

Monthly Treasury Reviews

Strategic reviews of your digital asset holdings, settlement flows, and growth opportunities.

Compliance Guidance

Dedicated compliance support for cross-border payments and regulatory reporting.

Enquire about concierge
Global Acceptance

Spend anywhere.
Withdraw everywhere.

Winity Business cards work across 150M+ Visa® merchant locations and at ATMs worldwide. One card. Every market.

150M+ merchants

Worldwide Visa® acceptance

ATM worldwide

Wherever Visa® is accepted

180+ countries

Business & personal use

Real-time FX

Competitive exchange rates

ATM Withdrawals

Cash. Anywhere Visa® is accepted.

Withdraw local currency at any Visa® ATM worldwide. Business and personal cards accepted. USD 3 per withdrawal. No foreign transaction fee on Exclusive; see Executive tier for waived ATM fees.

Compare card tiers
winity-business-api.ts
// Initiate business payment
const payment = await winity.payments.create({
  amount: 15000,
  currency: "USD",
  method: "digital_asset",
  asset: "USDT",
  recipient: "vendor@example.com",
  reference: "INV-2026-001",
  settle_to: "USD"
})

// Response
{
  id: "pay_wny_9f3ab2c1",
  status: "settled",
  amount_usd: 15000,
  settled_at: "2026-05-27T09:14:22Z"
}
API & Integrations

Built for
developers too.

Integrate Winity Business payments directly into your platform. REST API with webhook support, real-time settlement notifications, and sandbox environment for development.

REST API with full documentation

Webhooks for real-time payment events

Sandbox environment included

Reporting & reconciliation exports

Request API access
Pricing

Scale as
your business grows.

Start free. Add team cards. Unlock premium treasury services when you're ready.

Business Starter

Free

$0

Per month

Up to 5 team Visa cards

Digital asset payment acceptance

150M+ Visa® merchant locations

ATM withdrawals (USD 3 fee)

Real-time spend dashboard

Business support via app

Virtual cards upon KYC approval

Get started

Business Growth

Most popular

Custom

Contact for pricing

Unlimited team Visa cards

Priority digital asset payments

Dedicated account manager

Deposit bonus programme

Enhanced conversion rates

OTC desk access

Quarterly treasury reviews

Custom spend controls & limits

Physical cards (shipping may apply)

Talk to sales

Elite Concierge

Concierge

USD 100k+

Minimum deposit

Everything in Growth

Named relationship manager

Maximum bonus deposit rates

White-glove onboarding

Monthly strategy reviews

Priority OTC desk

24/7 direct concierge line

Compliance guidance

Enquire now

All cards are issued upon completion of KYC verification. Physical cards are available upon request; shipping charges may apply. Deposit bonus rates and thresholds are subject to current promotional terms. Contact business@winity.life for full terms.

Start Today

Your business moves fast.
Your payments should too.

Apply in minutes. Issue team cards immediately upon KYC approval. Speak to our business team and have your treasury live this week.

Visa® Secured
KYC Compliant
180+ Countries
Free to start