Winity Loop

Share Winity.
Earn for every level.

Winity Loop rewards you across three tiers of your referral network. Every qualified spend by your referrals earns you Winity Points, and the network keeps growing.

Free Card

The Exclusive card.
Ready when you are.

Your Winity Exclusive virtual card is issued upon KYC approval. Add it to Google Pay and start spending at 150M+ Visa® merchant locations globally. Physical card available after $25 in eligible spend (shipping charges may apply).

Get Your Free Card
Winity Exclusive Card
Winity Exclusive
Winity Exclusive
Free virtual Winity Exclusive card, issued upon KYC approval
Virtual card issued upon completion of KYC verification
Google Pay ready immediately after issuance
Accepted at 150M+ Visa® merchant locations worldwide
Earn 1 Winity Point per USD 10 spent
Available in 180+ countries and regions
Physical card available from USD 20/yr (first 6 months free after $25 spend)
How It Works

Three levels deep.

One referral can unlock Winity Points across three separate network tiers. The more people in your network, the more your points balance grows.

01
1

Direct Referrals

Invite someone to Winity. Every time a person in your network uses their card, you earn Winity Points.

02
2

Second Tier

When the people you invited bring in their own referrals, your points network grows a level deeper.

03
3

Third Tier

Three levels of points earning from a single referral chain. The network compounds over time.

Getting Started

Your link is waiting.

01

Download the app

Get Winity Life from the App Store or Google Play.

02

Get your referral link

Find your unique link in the Loop section of the app.

03

Share and earn points

When your referrals spend, you earn Winity Points across three network tiers.

Winity lifestyle
Umi Travel Data, 141 Countries
Loop · Spend · Travel

Stay connected
wherever Winity takes you.

Winity Exclusive cardholders who reach USD 5,000 in eligible spend unlock complimentary Umi travel data. eSIM activation is already free. Winity provides the data package on us.

Winity × Umi
20% off your first Umi purchase

Winity members receive an exclusive discount code for 20% off their first Umi purchase. One code, one use per member.

Start Today

Build your network.
Earn Winity Points.

Download the app, get your free Exclusive card, and start sharing your referral link. Every spend by your network earns you Winity Points across three tiers.

Programme Terms

Winity Loop is a referral rewards programme, not a multi-level marketing scheme.
Points are earned based on the eligible spending activity of your referral network, not on recruitment alone.
Reward rates, eligible transactions, and programme structure may change at any time.
Participation is subject to applicable law in your jurisdiction.
Card services are issued in Hong Kong. Availability varies by country.
Winity Life is a financial technology company, not a bank.

Winity Loop rewards are subject to terms and conditions. See full terms at winity.life/terms.

Umi data benefit subject to programme terms and eligibility. eSIM activation is free; complimentary data is subject to spending thresholds. 20% first purchase discount via Umi: one code, one use per member.