Accepted Deposit Methods:

• Stablecoins
• WCO
• Cryptocurrencies

Deposit wallet addresses for multiple networks are available on the Winity mobile app. Funds deposited will be converted to an equivalent USD amount and credited to the Winity card.

• Annual Maintenance Fee: USD 20 (Complimentary for the first 6 months).
• WinBack Points: Earn 1 WinBack point for every USD 10 spent towards the card issuance fee.
• Registration: Easy registration via the Winity app.
• Virtual Card: Quick virtual card issuance; Android users can register on Google Pay.
• Enables convenient loading, reloading, and expense tracking.

• Card Issuance Fee: USD 25 (Per Card)
• Card Delivery: Charged at actual courier cost (deducted from card balance as Courier Fee).

• Card balance can be withdrawn at ATMs.
• Standard ATM transaction limits may apply.

• Withdrawal Fee: 2% of withdrawal amount + USD 5.
• International (Non-USD): Charged in equivalent USD at the prevailing conversion rate of the card processing platform.
• Non-Monetary Fee: USD 5 (PIN Change, Balance enquiry).
  Recommendation: Perform these actions on the Winity app free of charge.

• Declined Transaction: USD 0.50 (if due to insufficient balance).
• Chargeback Fee: USD 100 (if dispute is resolved against customer).
• E-Commerce: May require biometric authentication via app.
• Inactivity Fee: USD 2 per month (after 6 months inactivity).
• Deactivation: Card deactivated after 12 months inactivity.