GLOBAL SPENDING POWER FOR MODERN USERS
Unlock a versatile payment card solution.
A card built for modern payment needs
Fast Onboarding, Business-Ready Access
Approved users can apply and begin transacting in USD with supported digital asset funding — no traditional bank account required.
Enterprise-Grade Security
Advanced infrastructure and multi-layer safeguards designed for high-integrity, compliant use across global networks.
Tiered Rewards for Approved
Users
Earn structured points on eligible transactions. Redeem via our integrated business rewards platform, subject to availability and terms.
Our Edge
Modern users face unnecessary friction when trying to access and use their digital holdings in real-world environments. Slow settlements, rigid systems, and limited financial interoperability create barriers — especially when speed and adaptability are essential.
That’s why WINITY was built — to give compliant way to convert supported digital assets to fiat. With streamlined conversion, Visa® network access, configurable card benefits, and integrated rewards, WINITY delivers flexibility and function for those who need it most.
Businesses and institutions require controlled, flexible tools for managing global commercial payments — including the ability to fund accounts via supported digital assets and transact in fiat. The WINITY card program supports participating institutions and their approved users with a compliant, configurable solution designed for international use where Visa® is accepted.
FEATURES & BENEFITS
Fund with Digital Assets, Spend in USD
Approved users can convert supported digital assets for spending in USD through the WINITY platform.
USD-Denominated Balance
All card balances are held in USD to provide consistency and clarity for business-related transactions.
Google Pay
Compatibility
Provisioned cards can be added to supported digital wallets for fast, contactless payments.
ATM Access
Withdraw fiat at global ATMs where Visa® is accepted, subject to program terms and limits.
Spend Online &
In-Store
Use your card for approved transactions both online and at physical points of sale.
Accepted Where Visa® is Enabled
Your card can be used at millions of merchants worldwide that accept Visa®, within applicable limits.
No Regional Spending Restrictions
Spend globally in jurisdictions permitted by the card program — subject to eligibility and verification.
Configurable Card
Options
Select from virtual, plastic, or metal cards based on your program tier and use case requirements.
Our Offerings
Exclusive - Launching Soon
$20
/ Annual Fee
- Charged after 6-month free period from card issuance
- Earn 1 WinBack point for every 4 USD equivalent spent on eligible transactions. Points redeemable via the business rewards platform, subject to terms and availability
- Virtual cards can be added to Google Pay on compatible devices
- Optional physical plastic card available — $100 issuance fee, up to a maximum of 5 cards
- Standard customer support via in-app chat
Executive - Launching Soon
$1,000
/ Annual Fee
- Enhanced business-grade limits and rewards
- Earn 1 WinBack point for every 2 USD equivalent on all purchases. Redeem points through our exclusive rewards portal for premium benefits and exclusive perks
- Virtual cards can be provisioned to Google Pay on compatible devices for use across global Visa® acceptance points
- Physical luxury metal card included with annual fee — additional cards available at $250 each, up to a maximum of 5 cards
- Priority business support via in-app chat with expedited response
Note: Reward structure is available only to qualified and approved users.